Built for Equipment Vendors.
Equipment Vendor & Embedded Finance Programs
We help OEMs/ Distributors/ Dealers and Commercial Equipment operators grow their business by embedding finance directly into the sales process. Whether you’re seeking to launch a full-scale white-labelled finance program or offer flexible leasing and financing to your clients. Habitat Capital provides the end-to-end support and structure to make it happen.
With exclusive access to specialist financiers and all the major banks, our funding relationships are seamlessly matched to your broad range of clients and their projects.
Our service offering guarantees a same day response to your customers request and most proposals are completed within 48 hours.
End-Customer Finance Options
• Equipment Finance Loans (Chattel Mortgage)
• Operating Leases – Off-balance-sheet flexibility for customers.
• Finance Leases – With fixed residuals and ownership options.
• EaaS – Fully bundled monthly payments for equipment, service, software, and support.
Vendor-Branded Finance Programs
• White-labelled or co-branded to align with your sales process and customer experience.
• Sales enablement tools, quote calculators, and embedded payment terms.
• Training and onboarding for your sales, dealer, or channel partners.
• Complex customer financing needs? we can act as your agent and assist in your client negotiations.
Distribution & Working Capital Finance
• Floorplan Finance
• Master Credit Limits
• Invoice & Receivables Finance
• Trade Finance
Equipment-as-a-Service (EaaS).
The future of equipment is service-led. Habitat Capital supports Equipment providers across the supply chain, making the shift to outcome-based, usage-linked and recurring revenue models, with access to structured financing designed to commence your journey towards scalable EaaS strategies.
Operating Lease contracts that bundle equipment, installation, monitoring, maintenance, software licensing, and support.
Direct access to specialised Australian finance partners experienced in EaaS models for sectors such as ICT infrastructure, mining tech, and renewables.
Building The Future Of Equipment Together. Our Equipment Vendor Finance Options.
- We design & manage strategic finance programs.
- We are experts across many market segments & asset types.
- We understand usage, subscription, & lifecycle finance.
- We structure & fund your transition to service-led, contract-based sales.
- We support your long-term equipment sales growth & margin.
